Newsletter

October 27, 2006

Welcome to the most recent installment of the EUS Market Wire. As I’m sure you are all aware, the market has continued to soften just a bit. It is important to make sure that renewals and new business are properly marketed to maximize the chances for writing the account. We will continue to do our best to hold up our end of that equation. We appreciate any opportunities that come our way.

For the purpose of our newsletter, we will use the following common acronyms as related to environmental coverages (this may seem to be too elementary but just to make sure we are all on the same page...please be patient with us):

  • GL - General Liability
  • AL - Auto Liability (often including physical damage)
  • E&O - Professional Liability (always including pollution component)
  • CPL - Contractors Pollution Liability
  • TPL - Transit Pollution Liability (either contingent or owned)
  • PLL or EIL - Site Pollution Liability (i.e. fixed location coverage)
  • PPL - Products Pollution Liability
  • UST - Underground Storage Tank Liability
  • UMB/XS - Umbrella or Excess Liability (usually including a pollution component)
  • WC - Workers Compensation
  • C-PC - Closure/Post Closure Liability
  • RCC - Remediation Cost Cap or Stop Gap Liability
  • MOLD - Mold Liability

Keeping the acronym excitement within bounds, recently written accounts include the following:

Analytical Laboratory/Consultant Specializing in Mold
GL/CPL/E&O/MOLD

Construction & Demolition Debris Landfill
GL/PLL

Street Sweeping Company
GL, AL

Wetlands Delineation and BioAssay Consultant
GL/CPL/E&O

Waste to Energy BioDiesel Plant
GL/PLL

General Contractor Including Habitational Construction
CPL/MOLD

Mold & Chemical Remediation Firm Utilizing Ozone Technology
GL/CPL/E&O

Municipal Solid Waste Collection and Transportation Firm
GL, AL, UMB/XS

Demolition, Asbestos, Lead & PCB Contractor
GL, AL, UMB/XS, WC

Metal & Paper Recycling Firm
GL, AL

Pipeline Inspection Firm
GL/CPL/E&O, UMB/XS

Geologic and Hydrogeologic Consultant
GL/CPL/E&O

Asbestos/Lead Abatement Contractor with Associated Consulting
GL/CPL/E&O, UMB/XS

Industrial Welding Contractor Specializing in Petrochemical Work
CPL

Fire/Water Restoration and Mold Remediation Contractor
GL/CPL/MOLD, UMB/XS

Consultant Specializing in Contaminated Meth Lab Sites
GL/CPL/E&O

Atmospheric Weather Consultant Specializing in Cloud Seeding
GL/CPL/E&O

Environmental/Geoprobe Contractor
CPL

Car Wash Facility
EIL

HVAC/Duct Cleaning Contractor
CPL/MOLD

Petroleum Storage Tank Service Contractor
GL/CPL

Well, you’ve managed to make it through another newsletter and if nothing else, your insomnia has now been cured.

As always, we want to take this opportunity to wholeheartedly thank our agents and brokers for continuing their loyal support of our operation. Without the opportunities we would be wandering out on the streets looking for food and shelter. In all seriousness, we do realize that it is only with your support that we can prosper and we will work as hard as possible to keep your trust in our abilities. If you have any questions, accounts, scenarios, etc. that you would like us to review or discuss with you, please contact us at your convenience.

We hope you have a great Halloween and send us pictures of your best costumes! We will be sure to share with everyone in next month’s edition.

One Perimeter Park South, Suite 335N
Birmingham , AL 35243
PH: 866-547-8963
FX: 866-547-8964
Bill Twitty, V.P. - Bill.twitty@eususa.com
Beth Linton, V.P. - beth.linton@eususa.com

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