Newsletter

September 19, 2006

Welcome to our introductory issue of the EUS Market Wire. Our goal will be to make this newsletter a tool to help our agents and brokers uncover and maximize potential opportunities in the environmental marketplace. We will use this newsletter to announce new developments within our environmental niche. These developments may include programs that we feel are viable to the placement of environmental insurance business, new carrier entries to the environmental insurance arena and any other changes or focus within our realm. We will also point out recent successes regarding accounts written by our office. This especially should be a good resource when reviewing either current clients as well as possible clients for consideration of environmentally related coverages.

For the purpose of our newsletter, we will use the following common acronyms as related to environmental coverages (this may seem to be too elementary but just to make sure we are all on the same page...please be patient with us):

  • GL - General Liability
  • AL - Auto Liability (often including physical damage)
  • E&O - Professional Liability (always including pollution component)
  • CPL - Contractors Pollution Liability
  • TPL - Transit Pollution Liability (either contingent or owned)
  • PLL or EIL - Site Pollution Liability (i.e. fixed location coverage)
  • PPL - Products Pollution Liability
  • UST - Underground Storage Tank Liability
  • UMB/XS - Umbrella or Excess Liability (usually including a pollution component)
  • WC - Workers Compensation
  • C-PC - Closure/Post Closure Liability
  • RCC - Remediation Cost Cap or Stop Gap Liability
  • MOLD - Mold Liability

Keeping the acronym excitement within bounds, recently written accounts include the following:

Plastic Liner Fabrication/Installation Contractor
GL, CPL/ E & O, AL, UMB, WC

Foam Insulation General Contractor
CPL/MOLD/PLL/TPL

Parking Garage Structure on Contaminated Property
PLL

Petroleum Storage Tank Contractor/Equipment Distributor
GL, CPL/E&O, UMB

Emergency Spill Response/Industrial Cleaning Contractor
GL/CPL/E&O, AL, WC, UMB

Waste Oil Recycling Facility
GL, EIL, CPL, C/PC, AL, UMB

Group of Hotels/Resorts
PLL/MOLD

Construction & Demolition Debris Recycling Facility with Incinerator
GL/PLL

Hazardous Waste Transporter
AL

Environmental Consultant
GL/CPL/E&O

Industrial Piping Contractor
GL/CPL, UMB

Analytical Laboratory including Distribution of Testing Equipment
GL/CPL/E&O/PPL

Corrosion Control Consultant/Engineer
GL/CPL/E&O

Asbestos/Lead Abatement Contractor
GL/CPL

Nuclear Power Plant Engineering & Inspection Firm
GL/CPL/E&O, AL, UMB

Wastewater Treatment Plant
PLL

Auto Repair & Painting Facility
PLL

Waste Broker
GL/CPL/E&O

Appliance Recycling Facility
PLL

Air Emissions Testing and Consulting Firm
GL/CPL/E&O, UMB

PCB/Mercury Recycling Facility
GL/PLL, AL

Bulk Petroleum Storage Terminal
PLL

Fire/Water Restoration Contractor
CPL/MOLD

Well, hopefully since you’ve made it this far, I guess severe boredom hasn’t totally set in. We hope that you have found our introductory newsletter to be of value and we hope you will be on the lookout for future versions that will be headed your way.

We want to take this opportunity to wholeheartedly thank our agents and brokers for continuing their loyal support of our operation. We thoroughly enjoy working with you and continue to look forward to even more opportunities with which we can share success. We very much realize that it is only with your support that we can prosper and we will work as hard as possible to keep your trust in our abilities. If you have any questions, accounts, scenarios, etc. that you would like us to review or discuss with you, please contact us at your convenience.

One Perimeter Park South, Suite 335N
Birmingham , AL 35243
PH: 866-547-8963
FX: 866-547-8964
Bill Twitty, V.P. - Bill.twitty@eususa.com
Beth Linton, V.P. - beth.linton@eususa.com

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