Liability Insurance Programs for NGWA Members.

Most firms and individuals have outstanding qualifications in engineering or science but find coverage too expensive to purchase. Establishing and maintaining a good client base is difficult, because many companies require that they carry adequate liability insurance.

We understand.

We have developed cost-effective solutions for NGWA members, including:

• College and University Professors
• Partnerships
• Corporations
• Sole Proprietorships and LLCs
• Students
• Part-Time Consultants

If you are working part-time or on a seasonal basis, whether as an individual or a small business, we can offer affordable Professional Liability coverage with our Master Policy Coverage.

For those that are working on a full-time basis we can offer a variety of coverage solutions with our Package Policy Coverage.

Master Policy Coverage for Part-Time/Seasonal Consulting

Coverage Provided – Master Policy

Professional Liability Coverage
$1 million per occurrence limit
$5 million aggregate limit
Non-auditable
$5,000 deductible per claim
Low Minimum Premiums
Coverage with an A rated insurance company

Click here for a sample copy of the policy form.

Eligibility Requirements – Master Policy

Applicants must be current NGWA members in good standing, with no significant professional liability claims within the past five (5) years.

This coverage is intended for small firms or part-time individuals with annual gross revenues under $125,000. Coverage is offered as is and no modifications or additions will be available. Applicants will be added as Named Insureds to the NGWA master policy.

Application Process – Master Policy

To get started the following information is needed:

Completed Master Policy application (click here)
Resume, Statement of Qualifications (SOQ), or CV
Past five years loss runs – only needed if member had previous professional liability coverage

Coverage will be effective on the first day of the month following application. Complete applications must be received five (5) working days prior to month end to be effective the following month.

To apply for coverage please submit above information to:

Environmental Underwriting Solutions
One Perimeter Park South, Suite 405N
Birmingham, AL 35243
866-547-8963 (PH)
866-547-8964 (FX)
jane.rogers@eususa.com

Package Policy Coverage for Full-Time Consulting

For firms and individuals whose gross revenues will exceed $125,000 annually, require more comprehensive coverage or increased limits we can offer a stand-alone policy that has multiple coverage options.

Coverage Available – Package Policy

Professional Liability Coverage
Contractors Pollution Coverage
General Liability Coverage
Excess Liability Coverage
Limits of Insurance up to $16 million
Coverage with an A rated insurance company

Coverage is available as a package or stand-alone for Contractors Pollution and/or Professional.

Please click here for sample General Liability coverage form.
Please click here for sample Contractors Pollution Liability coverage form.
Please click here for sample Professional Liability coverage form.

Eligibility Requirements – Package Policy

Applicants must be current NGWA members in good standing, with no significant professional liability claims within the past five (5) years. Applicants are subject to our standard underwriting review.

Application Process – Package Policy

To get started the following information is needed:

Completed Package Policy application (click here)
Resume, Statement of Qualifications (SOQ), or CV
Past five years loss runs – if previous coverage
Current balance sheet and income statement

To apply for coverage please submit above information to:

Environmental Underwriting Solutions
One Perimeter Park South, Suite 405N
Birmingham, AL 35243
866-547-8963 (PH)
866-547-8964 (FX)
jane.rogers@eususa.com

Coverages offered under the NGWA program are written with a surplus lines insurance company. Applicable taxes and fees apply.